DISCLAIMERS

Joey Yap Group of Companies ("JYG") appreciates your interest in our products and services, and your visit to this website. By using our products and services, and/or by accessing JYG’s websites, tools, and/or resources, you hereby agree to and accept the terms and conditions in this disclaimer. JYG may vary these terms from time to time, and your continued use of our products and services, and/or access to any of our websites, tools and/or resources, constitutes your acceptance of the terms herein.

NO FINANCIAL ADVICE

All contents and syllabus discussed in our courses, programs, events, seminars etc. ("Courses") are solely for informational purposes only, and nothing in the Courses shall be misconstrued as professional, medical, legal, tax, investment, and/or financial advice. We do not solicit, recommend, endorse or offer to buy or sell any stock, securities, and/or any other investment products whatsoever, and you are solely responsible to make your own evaluation on the risks and merits before making any decisions based on the information in the Course. By enrolling for the Courses, you agree not to hold Joey Yap Group, its affiliates or any third-party service provider liable for any possible claim for damages arising from any decision you make based on the information or Content made available to you in the Courses.

NO GUARANTEE OF EARNINGS AND RESULTS

You also understand and agree that there is no promise or guarantee that you will earn any money by using the techniques displayed in the Courses, and we make NO warranties, guarantees, assurances, representations or promises regarding future earnings or prospects and we do not purport our Courses as a "get-rich scheme."

Your level of success is dependent upon a number of factors including your skill, knowledge, ability, dedication, business savviness, and financial situation. Because these factors differ according to individuals, we cannot guarantee your success, income level, or ability to earn revenue.

You alone are responsible for and you should undertake your own due diligence regarding your actions and results in life and business. Any forward-looking statements outlined in the Courses, if any, are simply our examples, but not a promise or guarantee of future potential. We offer no professional, medical, legal, tax, investment, financial advice or other professional advice of any kind.

INDEMNIFICATION

To the fullest extent permitted by law, you agree to indemnify, defend and hold JYG harmless from any and all claims, debts, demands, suits, actions, proceedings and/or prosecutions, and any and all liabilities, losses, expenses (including attorney’s fees and costs) and damages incurred directly or indirectly, which in any way may result from, pertain to or arise in any manner out of or are in any manner related to:

• your usage, access, subscription to any of our services, products, websites, tools and/or other available resources such as e-Learning platforms, mobile applications and softwares etc.;
• any unlawful, unauthorised or improper access or usages of our services, products, websites, tools and/or other resources such as mobile applications and softwares etc. by you;
• your enrolment, attendance and/or participation in any of our Courses, and any usage, application or actions taken by you in reliance on the contents and syllabus of the Courses usage or application of contents or syllabus from those Courses;
• any other unauthorised act, omission, or any negligence, wilful default or breach of any of JYG’s terms and conditions and policies (as applicable) by you

JOEY YAP GROUP

JYG includes all related and/or associated companies, including but not limited to Joey Yap Research International, Joey Yap Consulting Group, Joey Yap Research Group, Joey Yap Private Limited and Konoha Private Limited.