Dear Dennis,
As explained in my book, when one does not have the LUCK from their BaZi, the solution is to activate INTERNAL LUCK - which means - find out your inborn talents and acquire your skillset to excel in life.
Luck is only half the equation. The other half is WITHIN your control. Find out about your character strengths and inborn talents. Pursue the path of least resistance to your wealth!
A lot of rich people did not depend on financial luck alone. in my book I write about acquiring 'Smart Money'. this means first acquiring your SKILL (naturally gifted to you based on your BaZi) and then making money regardless of luck.
Cheers,
JY